How To Afford a Designer Handbag On a Budget

Hey girls! With spring right around the corner I have begun my annual spring cleaning. I love the feeling of decluttering my closet and making room for new additions! If you’re like me, spring means a fresh start. I typically treat myself to a few new goodies and this year I plan on adding a new designer bag. If you’ve followed my blog for a while, you’ll know I am a major of affordable clothing. I believe you don’t have to break the bank to look and feel amazing. With that being said, I do believe in closet staples – designer bags being one of them! Over the years, I’ve discovered there are a few tricks to scoring designer bags at a discounted price. Today I wanted to share a few tips on how to afford designer bags on a tight budget.

#1 Shop Last Season’s Designer Bags

If there is one thing you can be certain about fashion – it is always changing. Designers release new clothing and accessories every season. The same rings true with designer bags. Designers are constantly releasing new and improved bags. With that comes tons and tons of sales on previous releases! If you’re considering buying a designer bag – wait until the end of a season and/or holiday. Chances are the bag you’ve been lusting after will be on sale – or you can at least apply a discount code.

#2 Shop Consignment

Y0u can save hundreds on designer bags by buying secondhand! If you’ve never bought secondhand, don’t be alarmed! There are several online boutiques that sell previously owned designer bags in nearly perfect condition. There are hundreds of online designer bag consignment bag shops, including Tradesy, The Real Real, Trendlee, Designer Vault, Potero and Snobswap. I have used Tradesy before and it is simple and straight forward! This website features new and used designer bags up to 90% off. If you wanted to purchase a Marc Jacobs cross body like the one pictured above, you simply select “bags” from the main menu. Once the bags appear on your screen, you now have the opportunity to narrow your search by selecting the type of bag (in this case “cross body”), designer, price, condition, color and discount. There are several similar Marc Jacobs cross body purses including this Marc Jacobs purse (used, originally $250 now $128), this Marc Jacobs purse (never worn, with tags originally $395 now $241) and this Marc Jacobs purse (used, originally $368 now $255). This website protects the buyer as Tradesy has a team of authentication experts which review every bag and issue a full refund (free shipping) if your item was misrepresented.

#3 Pay Over Time

Did you know you can purchase a designer bag with a loan?! If you don’t have the budget to pay off your designer bag immediately you can pay over time in easy monthly payments with Affirm! Affirm allows you to make large purchases instantly and pay as you can afford it. When you make a purchase of $100 or more with Affirm, you have the option to pay over 3, 6 or 12 months. Unlike some credit cards, Affirm allows you to know upfront how much something will cost with no hidden fees! Also, you pay simple interest, which means you are only paying interest on your purchase, not interest on interest! Checkout is simple at any store that accepts Affirm. For example, if you were to purchase a designer bag from Tradesy, you would add the designer bag to your shopping cart. From there, make sure to select the Affirm option! You will then be asked to link your checking account and a few security questions to verify your identity. Once your account is connected, you will be given the option to select a 3 month, 6 month or 12 month payment plan. Affirm believes in flexibility, so purchasing a designer bag is hassle and worry free! For a list of retailers where shoppers can buy with Affirm, click here!

How do you save big on designer bags?

This is a sponsored conversation written by me on behalf of Affirm, Inc. The opinions and text are all mine.

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3 Comments

  1. March 24, 2017 / 10:38 pm

    Those jeans are the cutest.

  2. August 28, 2017 / 3:41 pm

    You can`t go wrong with Marc Jacobs 😉

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